January 23, 2009

Postponing Saves Money

Here is a tactic for alleviating the recessionary pinch without cutting back severely.

The operative concept is S-T-R-E-T-C-H, or resource expansion, kind of like adding more broth to the soup.

The idea is to postpone appointments. I have taken to stretching my hair appointments from four to six or eight weeks out, depending on how fast it grows. Plus I figured out long ago that Madonna put her stamp on the "hair roots look cool movement." And since I am of her generation, if the trend has reversed: first, I haven't noticed, and second, I don't have to.

It's okay to postpone some medical exams by stretching an annual checkup a few months beyond a year.

[BG interrupts to announce: 1. Do not skip or reduce prescribed medication. 2. If you have ominous symptoms, get yourself to a doctor.]

Ted Epperly, M.D., and President of the American Academy of Family Physicians said, of getting a routine physical, mammogram or PSA screening, “...you can stretch out those tests when you need to.”* Assuming you are in good health.

Quality nutrition, fitness and rest correlate with lower medical bills. So the net is, eat oranges and arugula, take a hike, and get eight hours. That also reduces the impact of stress from faltering finances.

I would not put off twice-annual dental cleanings; great mouth hygiene is of the essence for finances and body health. After all, periodontal disease is linked to serious health risks, including heart disease. I had a big dental bill last year. It reminded me to give more time and TLC to those pearlies, which I hope to keep a very long time.

*"Health Care You Can't Afford Not to Afford" The New York Times, by Walecia Konrad, January 16, 2009

This is a WFMW post.


  1. This is a great idea, and one I've been implementing slowly ... for instance, dentist every 7 months (instead of 6), go 13 months for annual appointments, etc. Very smart!

  2. Super, thought-out post! I'd agree with every point and do the same :)

  3. I used to stratch out haircuts, until there was no longer money for haircuts. Then, I got my husband to start cutting my hair.

  4. I've added your site to my Favorites. I followed you here from the ThriftyFun website. Good job. I agree with everything you've said.

  5. Thanks, Anon. And it's okay if and when you don't agree with everything I said. Since you and I are apparently so much on the same page, I'd be particularly interested to hear when your opinion diverges from mine. I'm sure I could learn a thing or two.