Here is a tactic for alleviating the recessionary pinch without cutting back severely.
The operative concept is S-T-R-E-T-C-H, or resource expansion, kind of like adding more broth to the soup.
The idea is to postpone appointments. I have taken to stretching my hair appointments from four to six or eight weeks out, depending on how fast it grows. Plus I figured out long ago that Madonna put her stamp on the "hair roots look cool movement." And since I am of her generation, if the trend has reversed: first, I haven't noticed, and second, I don't have to.
It's okay to postpone some medical exams by stretching an annual checkup a few months beyond a year.
[BG interrupts to announce: 1. Do not skip or reduce prescribed medication. 2. If you have ominous symptoms, get yourself to a doctor.]
Ted Epperly, M.D., and President of the American Academy of Family Physicians said, of getting a routine physical, mammogram or PSA screening, “...you can stretch out those tests when you need to.”* Assuming you are in good health.
Quality nutrition, fitness and rest correlate with lower medical bills. So the net is, eat oranges and arugula, take a hike, and get eight hours. That also reduces the impact of stress from faltering finances.
I would not put off twice-annual dental cleanings; great mouth hygiene is of the essence for finances and body health. After all, periodontal disease is linked to serious health risks, including heart disease. I had a big dental bill last year. It reminded me to give more time and TLC to those pearlies, which I hope to keep a very long time.
*"Health Care You Can't Afford Not to Afford" The New York Times, by Walecia Konrad, January 16, 2009
This is a WFMW post.